Home Budgeting Tips
a Household Budget - Having a written budget is essential
to getting your finances under control. If you do not have
a written budget it is hard to know if you are living within
your means and saving enough money for your long term goals.
Worksheet - Use this worksheet to create your own home
budget sorted by income and expense categories.
to Save Money - Unless you have written savings goals,
it is often tempting to spend money on purchases that give
immediate gratification instead of long term rewards. Being
skilled at managing money often requires goal setting as
well as long term planning and saving.
Reasons People Overspend - Spending too much time at
the stores, poor record keeping and poor money management
skills are among the many factors that cause people to spend
more than they earn.
you can, you will quickly find that the greatest rate
of return you will earn is on your own personal spending.
Being a smart shopper is the first step to getting
rich. ~ Mark Cuban