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paper money on a scale

 

"Getting money is like digging with a needle;
spending it is like water soaking into sand."

Japanese Proverb




 

 

 

Saving Money with Grocery Store Coupons

Where to Get Coupons

The inserts in the Sunday paper are often a good place to get coupons. Ask your friends and neighbors to save their inserts for you.

You can also find printable coupon on the Internet. Some of the better coupon sites include:

Successful Coupon Shopping Tips

  • Keep you coupons organized in a binder book or coupon folder organized by category.

  • Have you coupons organized and ready at the check out lane to save time for yourself, the checker and as a courtesy to other customers.

  • Watch for double coupon days at your local stores.

  • Ask for rain checks when stores are out of advertised items.

  • At least once a month go through your coupons and weed out any expired ones.

A Few Caveats

Despite the many claims of people in Internet forums who use coupons and only spend $50 a month for a family of 4 on groceries, these coupon gurus are not the norm. One study found that most people who used coupons actually ended up spending more, not less on groceries, than noncoupon users.

I think coupons can be a good deal, if you can find some for products you already buy and ones that require reasonable quantities purchases, but here are a few of my own "lessons learned" about smart coupon use:

1. Avoid using coupons on high priced, nutrition poor, overly processed convenience foods. A dollar off of an expensive bottle of salad dressing loaded with dyes and preservatives isn't really a good deal. You may be able to save more money by making your own healthy dressings from scratch using fresh ingredients without the added chemicals and dyes of commercial products.

2. Don't use coupons on products you otherwise would not purchase, just because you have a great coupon deal.

5. Be aware that many coupons require multiple item purchases to entice shoppers to buy more than they normally would.

6. You may be able to save more money by buying generic store brands than you can with name brand products and coupons. I buy store brands on products such as toilet paper, napkins, tissues, etc. In most cases my family has never noticed the difference.

7. Many cleaning supplies can be made at home with non toxic ingredients for less than you would pay for commercial cleaning products, even with coupons.

8. Couponing can result in great savings, but it does take time. I stopped using coupons as much when I started to make some extra money from my web sites, as I found I could make more money per hour by adding pages to my sites than I could clipping and sorting coupons.

Related Article -

Can You Really Save Money With Coupons?

 

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